Wealthfolio
Portfolio, net worth, spending and budgets on your own device; automatic broker sync is the paid convenience.
Technical Profile & Specs
verified 2026-08-11
- Cost
- $0 / forever (Open Source)
- License
- AGPL-3.0
- Hosting Model
- Local or hosted (your machine or their cloud)
- Platforms
- desktopmobilewebself-hostedone-click install
- Installation
- Native desktop or iOS app, or the official Docker image/Compose deployment for web mode
- Where Your Data Lives
- Desktop and self-hosted modes use a local SQLite database (the web server exposes a configurable app.db path); optional Wealthfolio Connect and encrypted device sync send selected holdings/account data through the vendor service.
- The Catch / Trade-off
- Wealthfolio cannot match Copilot's turnkey US account and card aggregation, automatic categorization, transaction cleanup, and consistently polished mobile-first daily-money workflow without paid sync.
Replaces 5 paid apps
up to $48.97/mo ($588/yr) in subscriptions
Wealthfolio FAQ
Common questions
Is Wealthfolio free and open source?+
Wealthfolio is an open-source tool licensed under AGPL-3.0 that runs on local or hosted. Portfolio, net worth, spending and budgets on your own device; automatic broker sync is the paid convenience.
What paid software does Wealthfolio replace?+
Wealthfolio serves as a free replacement for 5 paid SaaS applications: Copilot Money, Lunch Money, Monarch Money, Quicken Classic Deluxe, Quicken Simplifi, saving up to $48.97/month ($588/year) in subscription bills.
How do you install and set up Wealthfolio?+
Installation: Native desktop or iOS app, or the official Docker image/Compose deployment for web mode.
What is the catch or trade-off with Wealthfolio?+
Wealthfolio cannot match Copilot's turnkey US account and card aggregation, automatic categorization, transaction cleanup, and consistently polished mobile-first daily-money workflow without paid sync.